As time goes on, many cultures honor traditions that have lasted hundreds of years. One such custom? Changing a name. Some couples about to marry choose this practice. Usually, one partner takes the other’s surname. It symbolizes unity. But it’s not the only way couples show their devotion.
Changing your surname is a simple concept to grasp. However, there’s a lot to consider. Do you want a new surname? Another question that’s likely on your mind is, “When can I change my last name after marriage?”
You’re about to learn the answer to, “Is there a deadline to change your name after marriage?” You’ll also discover how requirements can affect when your surname change happens.
Is a Surname Change Required?
No. There is no legal requirement forcing you to change your family name after getting married. This decision is sometimes based on societal, cultural, or religious influences. You may take your spouse’s last name due to familial traditions. Deciding to keep your surname is just as valid of a decision.
No matter how you feel about taking on a new surname, the final decision is yours. Considering the importance of this decision, when to change your last name after marriage is something that requires extensive thought. Don’t rush this decision.
Adding Your New Spouse’s Surname to Yours
Besides wondering, “Is there a deadline for changing your name after a marriage?” it’s also worth considering if you would rather add your spouse’s last name to your own.
For example, Kelly Richardson weds Frank Ferguson. If Kelly added her spouse’s last name, her new full name would be Kelly Richardson-Ferguson.
This option is beneficial if you can’t decide between keeping your surname or replacing it with your spouse’s last name. Adding your spouse’s surname? It shows commitment. A gesture of love. And you keep your sense of identity.
Is There a Deadline for Changing Your Name After Marriage?
There’s no deadline. That’s because, unlike most other licenses, marriage licenses don’t expire. This freedom extends throughout the United States.
You can begin the process to legally change your last name immediately after getting married. Waiting a few months, years, or longer is also a valid option. It’s all up to you. Hopefully, this information takes a bit off your plate during such a hectic time.
How To Change Your Last Name After Marriage
You’ve learned about deadlines for changing your name after marriage. But how can you do it? Knowing how to complete this process is just as important. Thankfully, getting your new surname is fairly straightforward.
Here’s how to do it:
- Obtain certified copies of your marriage certificate, which will be available after your wedding ceremony.
- Contact the appropriate business or government agency to inform them of your new last name (each one is explained in the section below).
- Submit all requested information and documents.
- Verify your name change in the near future.
Who To Notify About Your Name Change
Once your name change is complete, you’re almost done. With deadlines for changing your name after marriage behind you, the final step is to contact all necessary companies, government services, and other entities where your name is on file. Take your time. Make a list if needed. This ensures nothing is overlooked.
The Social Security Administration
The best place to start? The Social Security Administration (SSA). That’s because you’ll need a new Social Security card. This process typically requires presenting your marriage certificate and a form of personal identification.
Having accurate information on your tax forms is a must. In this case, being correct isn’t only about tracking your finances. You’ll also want your tax information to include your current full name. Fortunately, name changes completed through the SSA should automatically update the Internal Revenue Service (IRS).
Now that you know there’s no deadline for changing your name after marriage, not having to notify the IRS should be another worry off your plate.
Your Local Department of Motor Vehicles
Do you have a driver’s license? What about state ID? If so, contact the DMV. It should be able to take care of you. You’ll need to fill out an application. You may also pay a small fee.
Financial Institutions
After updating your last name with the SSA and DMV, it’s time to focus on changing it with your financial providers. Start small. Chances are, you likely own one or more debit and credit cards. If so, you’ll now need to start contacting banks, credit unions, and credit card providers.
Typically, your local bank will request you visit this business in person with all supporting documents that reflect your new name. However, national credit card providers usually allow customers to handle name changes online or over the phone.
Insurance Providers
Many adults also own one or several forms of insurance. Insuring vehicles, homes, and other valuables can provide you with peace of mind. It’s a wise choice. While there isn’t a deadline to change your name after marriage, you must notify insurance providers if you change your last name.
How Long Will It Take To Change My Last Name?
You’ve learned about when to change your last name after marriage (or not). A related factor to consider is the time it takes to change your surname. Understandably, we’re all used to modern technology, enabling things to get done faster than ever before. However, this legal process will take some time.
Unfortunately, there’s no way to know exactly when your surname change will be official. That depends on the workload of your local court system. Expect it to take from a week to a few months for your surname change to be official. But that’s only an estimate.
Wondering, “Is there a deadline to change your name after marriage?” is an important question on many people’s minds before tying the knot. Life’s changes can require you to have certified copies of your vital records. Do you need certificates? Visit Vital Records Online. We specialize in a fast and streamlined process, ensuring our customers are walked through the entire certificate process quickly and easily.